Terms of Use

Effective Date: Pending publication — local review

Welcome to the website of Providential Capital, LLC (“Providential Capital,” “we,” “us,” or “our”). These Terms of Use govern your access to and use of this website.

By using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.

1. Purpose of This Website

This website provides general information about Providential Capital, our areas of focus, and ways to contact us regarding potential real estate, capital, business, or related opportunities and circumstances.

Information presented on this website is provided for general informational purposes and should not be considered a promise, commitment, or guarantee that Providential Capital can or will provide a particular solution, service, transaction, financing arrangement, investment opportunity, or other outcome.

2. No Professional Advice

Information available through this website is general in nature and is not intended to constitute legal, tax, accounting, financial, investment, or other regulated professional advice.

You should consult appropriately qualified professionals regarding matters requiring professional advice specific to your circumstances.

3. Client Decision-Making and Responsibility

Providential Capital may provide information, analysis, observations, options, recommendations, or guidance based on the circumstances presented and information reasonably available to us. Providential Capital’s role is to assist clients in evaluating potential options; it does not make decisions on a client’s behalf.

The client remains responsible for determining whether to pursue, accept, decline, modify, or otherwise act upon an option or recommendation and for obtaining independent legal, tax, accounting, financial, investment, or other professional advice when appropriate.

To the extent permitted by applicable law and any applicable written engagement agreement, Providential Capital is not responsible for losses or consequences resulting solely from a client’s independent decision to pursue, decline, modify, or otherwise act upon information, options, or recommendations provided by Providential Capital.

4. Contacting Providential Capital

You may use our website to ask a general question, provide information about a situation you would like us to evaluate, or request a private consultation.

Submitting a form, sending an email, calling Providential Capital, or otherwise contacting us:

• does not create a client, advisory, fiduciary, partnership, agency, lending, investment, or other professional relationship
• does not obligate Providential Capital to accept an engagement or pursue a transaction
• does not obligate you to proceed with Providential Capital
• does not guarantee that Providential Capital can provide a particular solution

A business relationship or engagement exists only when the parties have mutually agreed to the applicable arrangement and, where appropriate, completed any required agreements or documentation.

5. Private Consultations

A request for a private consultation is a request for review, not a scheduled consultation.

Providential Capital will review the information submitted and may contact you regarding an appropriate next step.

If a fee applies to a substantive consultation, the applicable fee and terms will be disclosed before you are asked to make a commitment or payment.

6. Information You Submit

You agree that information you submit through the website will, to the best of your knowledge, be accurate and that you have the authority to provide it.

Please do not submit Social Security numbers, bank-account or payment-card numbers, passwords, or other highly sensitive information through our ordinary website forms.

Our collection, use, retention, and disclosure of personal information are addressed in our Privacy Policy.

Providential Capital does not sell, rent, trade, or provide personal information submitted through this website to third parties for their own independent marketing or commercial purposes, subject to the operational and legally required disclosures described in our Privacy Policy.

7. Optional Communications

Where offered, you may voluntarily choose to receive occasional news, resources, updates, or other informational or promotional email communications from Providential Capital.

Consent to receive those communications is optional and is not required to submit an inquiry or request a consultation.

You may unsubscribe from optional marketing communications at any time using the unsubscribe mechanism provided or by contacting us.

8. No Guarantee of Results

Every situation is different. Outcomes may depend upon factors outside Providential Capital's control, including property condition, ownership, financing, market conditions, third-party participation, legal requirements, timing, available capital, due diligence, and other circumstances.

Nothing on this website constitutes a guarantee of approval, financing, acquisition, sale, investment, transaction, savings, profit, property value, timing, or any other particular result.

9. Third-Party Resources and Links

The website may provide links to third-party websites, resources, platforms, or service providers for convenience or informational purposes.

A link does not necessarily constitute an endorsement, recommendation, partnership, or guarantee by Providential Capital.

Third-party websites and services are governed by their own terms, policies, and practices.

10. Intellectual Property

Unless otherwise indicated, the content of this website—including text, branding, graphics, logos, design elements, and other original materials—is owned by or used with permission by Providential Capital and is protected by applicable intellectual-property laws.

You may view and use the website for lawful personal and business-information purposes. You may not reproduce, distribute, modify, commercially exploit, or falsely represent Providential Capital's protected website content without appropriate authorization.

11. Acceptable Use

You may not use this website to:

• violate applicable law
• submit fraudulent, misleading, malicious, or unlawful information
• interfere with the website's operation or security
• attempt unauthorized access to systems or information
• transmit malicious code or automated abuse, or use the website in a manner intended to harm Providential Capital or others

12. Website Availability and Accuracy

Providential Capital seeks to maintain useful and accurate website information, but information may change and may not always be complete, current, or error-free.

We may update, modify, suspend, or discontinue website content or functionality when reasonably necessary.

We do not guarantee uninterrupted or error-free website availability.

13. Limitation of Liability

To the extent permitted by applicable law, Providential Capital will not be liable for indirect, incidental, special, consequential, or punitive damages arising solely from access to, inability to access, or reliance upon general information presented on this website.

Nothing in these Terms of Use is intended to exclude or limit liability that cannot lawfully be excluded or limited.

14. Governing Law

These Terms of Use are governed by the laws of the State of Illinois, without regard to conflict-of-law principles, except where applicable law requires otherwise.

15. Changes to These Terms

Providential Capital may update these Terms of Use to reflect changes to the website, our operations, or applicable requirements.

Updated Terms of Use will be posted on this website with a revised effective date.

16. Contact

Questions regarding these Terms of Use may be directed to:

Providential Capital, LLC
Email: info@providentialcapital.co
Telephone: (618) 923-8637