Privacy Policy

Effective Date: Pending publication — local review

Providential Capital, LLC (“Providential Capital,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how information may be collected, used, maintained, and disclosed when you visit our website, contact us, or submit information through our online forms.

1. Information We Collect

We may collect information that you voluntarily provide when you communicate with Providential Capital or submit a website form, including:

• your name
• email address
• telephone number
• preferred method or time of contact
• property address or property-related information
• information concerning your circumstances, needs, or inquiry
• important dates or deadlines you choose to provide
• consultation-request information and other information you voluntarily include in your communication

Please do not submit Social Security numbers, bank-account or payment-card numbers, passwords, or other highly sensitive personal information through our website forms.

2. How We Use Information

Providential Capital may use information submitted through the website to:

• respond to questions and requests
• understand and evaluate the circumstances described to us
• determine whether and how Providential Capital may be able to assist
• communicate regarding a requested consultation or potential next steps
• administer and improve our website and business operations
• maintain appropriate business records
• prevent misuse, fraud, spam, or security threats
• comply with applicable legal or regulatory obligations

Submitting information through the website does not obligate you or Providential Capital to enter into a transaction, engagement, or other business relationship.

3. Email Updates and Marketing Communications

You may be given the opportunity to affirmatively choose to receive occasional news, updates, resources, and other information from Providential Capital by email.

Enrollment in these communications is optional. The marketing-consent box will not be selected for you, and choosing not to receive marketing communications will not prevent you from submitting a question, discussing your situation, or requesting a consultation.

If you elect to receive these communications, you may unsubscribe at any time using the unsubscribe method provided in the communication or by contacting us.

Communications necessary to respond to an inquiry, consultation request, existing relationship, or other requested interaction are separate from optional marketing communications.

4. Website Forms and Service Providers

Providential Capital may use third-party service providers to host, operate, secure, or support its website and online forms.

Information submitted through the website may therefore be processed or stored by service providers acting on our behalf for purposes such as website hosting, form processing, spam prevention, security, and delivery of submission notifications.

We expect service providers handling information on our behalf to use it for the services they provide to us and subject to their applicable contractual and legal obligations.

5. Cookies, Analytics and Similar Technologies

The website code does not use Google Analytics, Meta/Facebook Pixel, advertising trackers, or cookies. Website hosting, form processing, email delivery, security, and spam-prevention service providers may process technical information as necessary to operate and protect the website and its forms.

6. How We Share Information

Providential Capital does not sell, rent, trade, or give personal information submitted through our website to third parties for their own marketing or commercial purposes.

We may share limited information with service providers only when reasonably necessary for them to perform services on our behalf, such as website hosting, form processing, email delivery, security, spam prevention, or other business-support functions. These service providers are not authorized by Providential Capital to use information provided on our behalf for their own independent marketing purposes.

Information may also be disclosed when reasonably necessary to comply with applicable law, legal process, or governmental requirements; to protect the rights, property, or security of Providential Capital or others; to investigate or prevent fraud, misuse, or security incidents; or in connection with a legally appropriate business or organizational transaction.

7. Information Retention

We retain information for as long as reasonably necessary to respond to the applicable inquiry, administer the relationship or potential relationship, maintain appropriate business records, fulfill legitimate business purposes, resolve disputes, protect our rights, and comply with applicable legal obligations.

Information that is no longer reasonably necessary may be deleted or otherwise disposed of in accordance with our information-management practices.

8. Information Security

Providential Capital takes reasonable administrative and technical measures intended to protect information under our control.

However, no website, electronic communication, or information-storage system can be guaranteed to be completely secure. You should therefore avoid submitting highly sensitive information through ordinary website forms or email.

9. Third-Party Websites and Services

Our website may contain links to websites or services operated by third parties. Providential Capital does not control the privacy practices of independent third parties. Their collection and use of information are governed by their own policies and practices.

10. Children's Privacy

The Providential Capital website and services are intended for adults and are not directed to children under 13. We do not knowingly seek to collect personal information from children under 13 through our website.

11. Your Choices

You may choose not to provide optional information through our website. However, certain contact information may be necessary for us to respond to your request.

You may also contact us regarding your information or communication preferences. Requests will be considered and handled in accordance with applicable law and legitimate recordkeeping requirements.

12. Changes to This Privacy Policy

Providential Capital may update this Privacy Policy as its website, services, technologies, or legal obligations change.

When material changes are made, the updated policy will be posted on this website with a revised effective date.

13. Contact Us

Questions regarding this Privacy Policy or Providential Capital's privacy practices may be directed to:

Providential Capital, LLC
Email: info@providentialcapital.co
Telephone: (618) 923-8637